Hospital Indemnity Protection
Because hospital stays shouldn’t leave you drowning in bills.
Even with health insurance, a hospital stay can cost thousands out of pocket—from deductibles and copays to overnight stays and ambulance rides.
A Hospital Indemnity Plan puts cash directly in your hands when you’re hospitalized, so you’re not left scrambling to cover the gap.
What Is Hospital Indemnity Insurance?
Hospital indemnity insurance pays you a set cash amount each time you're admitted to the hospital. This is not a reimbursement plan—it’s cash paid directly to you, to use however you need.
Use the money for:
- Deductibles and coinsurance
- Rent or mortgage payments
- Childcare during recovery
- Transportation to follow-up care
- Everyday living expenses
Why It Matters
A single hospital stay can flip your finances upside down—especially if you're missing work or have high deductible health plans. Hospital indemnity protection gives you a financial cushion when you need it most.
- No network restrictions
- No medical bills required
- No limits on how you spend the benefit
It’s simple, powerful, and there when you need it.
Real Life. Real Bills.
Accidents happen. Illnesses pop up without warning. Whether it’s a car accident, surgery, or unexpected illness, you shouldn’t be punished financially just for needing care.
At Ensure Health Partners, we help you layer in hospital indemnity coverage that works alongside your existing insurance—filling the gaps and giving you back control.